To get a loan, bring in an item of value as collateral. We’ll appraise the item and offer you a loan amount based on its current market value. If you agree to the loan terms, you’ll receive cash instantly. You can reclaim your item by repaying the loan amount plus interest within the agreed-upon time frame.

We accept a wide range of items including but not limited to jewelry, electronics, musical instruments, and collectibles. Each item is appraised by our professional staff to determine its value.

Yes, we are a licensed Federal Firearm License (FFL) dealer and can facilitate both local and out-of-state firearm transfers. All necessary background checks and paperwork are performed in compliance with federal and state laws.

Our experienced appraisers assess the current market value, condition, brand, and other relevant factors of your item to provide you with a fair and accurate valuation.

No, credit checks are not required since the loan is secured by your collateral. Your item will be safely stored until you can repay the loan and reclaim it.

Interest rates vary depending on the amount and duration of the loan. We aim to offer competitive rates and will clearly outline all terms before finalizing the loan agreement.

The repayment terms are flexible and will be clearly outlined in your loan agreement. If you’re unable to meet the original terms, options for extensions may be available.

If a loan is not repaid within the agreed time frame, the collateral becomes the property of San Carlos Estate Jewelry & Pawn and may be sold. We strive to offer flexible repayment options to prevent this outcome.

Absolutely. We adhere to strict privacy policies to ensure your personal information is kept confidential.

As of now, all transactions must be done in person at our physical location. This allows us to properly appraise each item and ensures the safety and legality of all transactions.